How Long Should You Keep Your Mortgage Papers?
The time of year is often a time for decluttering and organizing the home for a fresh start. As you sort through your file cabinet and see how much room all your mortgage documents take up, you may wo Feb 23, 2022
One Extra Mortgage Payment a Year Can Add Up to Big Savings
When you bought your home, you (hopefully) qualified for a mortgage that you could afford and if you stay on top of it monthly, you’ll own your home free and clear in 30 years (or less, depending on y Feb 16, 2022
Who Owns My House: Me or My Mortgage Lender?
The standard home buying process follows this formula: you find the right property, you go under contract to buy it, you get approved for a mortgage loan, the lender lends you enough money to buy the Feb 09, 2022
5 Reasons You Might Want a Non-Conforming Mortgage Loan
When you apply for a home mortgage, lenders will check your credit score, income, assets, and debt. All of this will get factored into an algorithm to figure out if you are credit-worthy enough to be Feb 02, 2022
Creative Ways to Avoid Paying Closing Costs
You finally saved up enough for a down payment and you can almost taste being a homeowner, but then you hear about closing costs. Coming up with a few extra thousand dollars sounds impossible. Before Jan 26, 2022