 PRIVACY POLICY At First Choice Title Lending your privacy is important to us. We are committed to protecting your privacy and to implementing technology that gives you the most powerful and secure online experience. We maintain physical, electronic, and procedural safeguards that comply with federal standards to transmit and store information about you. For instance, we use computer virus protection software, and firewalls to ensure that your information is secure. In addition, we permit only authorized employees who have a job-specific purpose and are trained in the proper handling of customer information to have access to your information. This Privacy Policy describes the information we collect and how we use that information and is applicable if you have applied for service with First Choice Title Lending, or if you are a current or former customer. This Privacy Policy is effective as of October 1, 2008. -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- WHAT INFORMATION WE COLLECT We may collect nonpublic personal information about you from the following sources:
-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- HOW WE USE INFORMATION WE COLLECT The information we collect about you is primarily used to provide services to you and contact you regarding administrative notices. We may also use your information to resolve disputes, troubleshoot problems, and enforce our agreements with you, including our Terms and Conditions, Application Agreement, Loan Agreement, and this Privacy Policy. We may therefore use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- WHAT INFORMATION WE DISCLOSE We do not currently disclose any of the above information about you. However we reserve the right to disclose in the future all of the information that we collect as described above. We are permitted by law to disclose nonpublic personal information about you to third parties in certain circumstances. For example, we may disclose nonpublic personal information about your transactions with us to consumer reporting agencies and to government entities in response to subpoenas. Moreover, we may disclose all of the nonpublic personal information about you that we collect, as described above, to financial service providers that perform services on our behalf or to other companies with whom we have joint marketing arrangements. We may also disclose nonpublic financial information to others such as non-profit organizations. -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- RIGHT TO OPT OUT If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosure, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may opt out by calling (678) 610-7202. -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- CHANGES TO THIS PRIVACY POLICY Because circumstances and technologies change, we reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our website. -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- "COOKIE" POLICY To ensure we are publishing content customers need and want www.firstchoicelending.biz collects aggregated site visitation statistics using cookies. We do not track individuals' use of the web site. When someone visits the web site, a cookie is placed on the customer's machine (if the customer accepts cookies). If you choose to not have your browser accept cookies from the www.firstchoicelending.biz web site, you will not be able to subscribe to the service offerings on the site. -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- CHILDREN AND THE INTERNET We respect the privacy of your children, and we comply with the Childrens Online Privacy Protection Act (COPPA). We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen (13). You must be at least eighteen (18) years of age to obtain services from us. -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- WHO DO YOU CONTACT WITH QUESTIONS? If you have any questions about this Privacy Policy or the practices of this web site, please send us an e-mail by clicking Here  |